Dollarboard – build your budget with dollar bills

Dollarboard.app – visual cash-envelope budget board

Enter your paycheck after tax, drag dollar bills into categories, and see exactly where your money goes.

Start here

Step 1 — Enter your take-home pay and create your bills.

Per month
$

Where your money goes now.

Where you are now

Current budget

Where your money goes now.

Total
$0
Allocated
$0
100%
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Drop bills here
Left to budget
$0
Enter your income after tax to create dollar bills.

Budget Coach

Want help allocating your money?

Then vs Now

Place bills on both boards to see exact monthly and yearly savings.

Set a savings goal

Enter what you're saving for (e.g. $2,000 emergency fund) and you'll see how fast you'll get there.

Debt & loans

No loans added yet. The fastest way: ask the coach — tell it what you have and it'll add them in.

Or fill in manually
  1. 1. Use the Loan category (or create your own, e.g. Mortgage, Student loan).
  2. 2. Click the gear on the category → checkLoan→ enter APR % and balance ($).
  3. 3. Drag in bills to set your monthly payment.
All data is saved locally in your browser. Sign in to sync across devices.

What is Dollarboard?

Dollarboard makes your money visual. Instead of staring at numbers in a spreadsheet, you drag dollar bills into categories like rent, groceries, transportation, debt, and savings. It's the digital version of a cash-envelope budget board.

How do I make a monthly budget?

Start with your paycheck after tax. Cover the essentials first — rent/mortgage, groceries, utilities, transportation, debt, and savings — then split what's left across dining out, shopping, and fun money. The goal is for every dollar to have a job before the month begins.

What is the 50/30/20 rule?

50/30/20 is a simple budgeting guideline: about 50% to needs, 30% to wants, and 20% to savings or debt payoff. It doesn't fit every household, but it's a useful starting point for getting an overview.

How can the AI Budget Coach help?

The AI Budget Coach can analyze your budget, point out categories that look high, suggest a starter budget, and show you how to save more. It gives general guidance and doesn't replace professional financial advice.

Who is Dollarboard for?

Dollarboard is for anyone who wants better control of their monthly money — couples, families, students, people paying down debt, and anyone living paycheck to paycheck who wants a simple budget without connecting a bank account.

Privacy & trust

No bank connection required. Build your budget manually. Your data can stay local to your browser. Your budget is only sent to the AI Budget Coach when you ask it a question.

Common questions

Is Dollarboard free?

Yes — you can build a budget for free in your browser. Some advanced features may be part of Plus or Pro later.

Do I need to create an account?

No. You can use Dollarboard without an account. Sign in only if you want to save and sync budgets across devices.

Do you connect to my bank?

No. Dollarboard never connects to your bank. You enter your paycheck and allocate it manually with dollar bills.

What does the AI Budget Coach do?

The coach analyzes your budget, suggests allocations, helps you find savings, and explains how to prioritize money.

Is this financial advice?

No. The AI Budget Coach provides general guidance and does not replace professional financial advice.

Is my budget saved?

Your budget can be saved locally in your browser. Sign in to sync between devices.

Contact us

Questions, feedback, or partnership ideas? Get in touch and we'll reply as soon as we can.

hello@dollarboard.app

Dollarboard.app is a budgeting tool for educational and planning purposes only and does not provide financial, legal, or tax advice.