Cash Envelope Budget – Plan Your Money Visually
A cash envelope budget gives every dollar a job by splitting your paycheck into category envelopes. Dollarboard is a digital version — drag dollar bills into envelopes and see exactly where your money goes.
How a digital cash envelope system works
- Enter your monthly income after tax.
- Create digital dollar bills from your paycheck.
- Drag bills into envelopes: rent, groceries, gas, savings, debt, fun money.
- Review what's left and adjust until every dollar has a job.
Example envelopes
- Rent / Mortgage
- Groceries
- Utilities
- Transportation / Gas
- Insurance
- Debt payments
- Savings & emergency fund
- Fun money
Want every dollar accounted for? See the zero-based budget planner or use the AI Budget Coach to get a starter budget.
Frequently asked questions
What is a cash envelope budget?
A budgeting method where money is divided into category 'envelopes' like rent, groceries, gas, savings, debt, and fun money. Dollarboard makes it visual with digital dollar bills.
Do I need physical envelopes or cash?
No. Dollarboard is a digital cash envelope system — you allocate dollar bills on screen instead of carrying cash.
Does this connect to my bank?
No. You enter your paycheck manually and decide how to divide it. Your data can stay local to your browser.
Start your budget board
Build a digital cash envelope budget in your browser. No bank connection required.
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